Monnex vs Monefy: an honest comparison

Monefy is a mobile expense tracker for iOS and Android that keeps data on your device or in your own Google Drive or Dropbox. Monnex works in Telegram and the browser, adds a Telegram bot, net worth with investments and debts, and dated National Bank of Ukraine rates. Neither connects to your bank.

Updated

Side by side

Monnex and Monefy compared

MonnexMonefy
PlatformsTelegram Mini App and the browser (app.monnex.app); no native apps yetiOS and Android apps
RecordingOne line in the app or one message to the Telegram botIn the app, by hand
Bank connectionNoneNone (“no bank login required”)
Currencies and rates21 currencies; dated NBU rates, or a manual rate150+ currencies; you set the exchange rates yourself
BudgetMonthly limit, category limits, “Safe to spend today”Budget mode: monthly; weekly on Android
Net worth with investments, crypto and debtsYesNot described on its official pages
Where the data isIn your Monnex account, the same in Telegram and the browserOn your device or in your own Google Drive or Dropbox
SharingPersonal accountsSync with a partner through Google Drive or Dropbox
ImportCSV or XLSX statements, including a Monefy exportNot described on its official pages
ExportCSV or XLSX, on FreeBackup and export in one tap (format not stated)
PriceFree: the full ledger; Premium 120 ★ a month or 990 ★ a year (payments not enabled yet)The core app is free; a paid upgrade (price not stated on its site)

Monefy facts were checked on 16 October 2026 on the pages listed below. Products change — check the current state on their site.

Honestly

Where Monefy is stronger

Monefy is a native phone app with home-screen widgets, and your data can stay on the phone or in your own cloud storage. If you want an app that lives on the home screen and keeps data off anyone’s servers, Monefy fits better.

Monefy also lists 150+ currencies and lets a partner see the same records through a shared Google Drive or Dropbox; Monnex accounts are personal.

When Monnex

Monnex fits better if…

  • you already live in Telegram and want to record an expense with one message;
  • you need the same data on a computer, in the browser;
  • you want net worth with investments, crypto, property and debts next to the budget;
  • you keep money in hryvnias and other currencies and want dated NBU rates without typing them in.

Questions

Moving from Monefy

Can I move my Monefy history to Monnex?

Yes. Export your records from Monefy and upload the file to Monnex as a statement import; you see a preview before anything is added. The first import is free.

Does Monnex have a phone app like Monefy?

Not a native one. Monnex runs inside Telegram on any phone and in the browser; an iPhone app for one-tap Apple Pay expenses is coming soon.

Is Monnex free like Monefy?

Recording, accounts, budgets, goals, wealth and export are free with no count limits. Premium adds analytics and every further import.

Sources

Where the Monefy facts come from

Checked on 16 October 2026. Only facts stated on these pages are used; anything we could not confirm is marked or left out.

Related

Related pages

Try Monnex next to Monefy

Import your history once and compare on your own money.