Quick entry
“Coffee 180” in one line on Home — amount and description in any order, a plus for income. Expenses, income, transfers and currency exchange.
Personal finance in Telegram
Money, wealth and goals — in one place
Record an expense with one message, see how much you can safely spend today and watch your wealth grow: accounts, property, investments and debts together.
- Sign in with Telegram — no new password
- Also works in the browser
- Free to start
Shown: the app in English with demo data.
1 messageis one operation in the bot
21currencies, NBU rates
5banks and apps to import from
0 ★to start, no card needed
Video overview
See how it works
A short walkthrough of real scenarios: an expense in the bot, Home, budget, wealth and goals.
- An expense in the bot
- Home and “Safe to spend today”
- Budget
- Wealth
- Goals
Telegram bot
The expense is saved while you’re still at the till
Send the bot an amount and what it was for — in any order. It saves the operation at once, picks a category from your history and shows the new balance.
Monnexbot
Coffee 180
✅ Saved
➖ Expense: 180.00 UAH
Category: Coffee and cafés
Account: Main card · balance 12 480.00 UAH
➖ Expense: 180.00 UAH
Category: Coffee and cafés
Account: Main card · balance 12 480.00 UAH
+5000 salary
✅ Saved
➕ Income: 5 000.00 UAH
Category: Salary
Account: Main card · balance 17 480.00 UAH
➕ Income: 5 000.00 UAH
Category: Salary
Account: Main card · balance 17 480.00 UAH
➖ Expense➕ Income💰 Available now🧾 Recent operations
coffee 180180 coffee+5000 salarytaxi 250 uah- One message — one operation. A message delivered twice by Telegram does not create a duplicate.
- Undo in one tap. A mistaken entry is undone straight from the reply; replying to it changes the amount or note.
- Instantly in the app. What you record in the bot appears on Home and in Activity right away.
- Statements too. Send the bot a statement file and it replies with a link to the import preview.
Features
Everything you need to understand your money
Budgets by category
A monthly limit and limits for groceries, transport or cafés. Monnex shows what is left and warns at 80% and 100%.
Wealth
Accounts, savings, property, business, investments, crypto and debts. One figure: assets minus debts, and how it changed.
How wealth worksGoals
An emergency fund, a holiday, a car. Progress comes from the accounts you link to the goal.
About goals21 currencies
Each account keeps its currency. Totals use dated National Bank of Ukraine rates — amounts are never mixed without a rate.
About currenciesSafe to spend today
One figure instead of spreadsheets
Monnex takes what is left of your monthly limit and divides it by the days left in the month. You simply see how much you can spend today and still stay within the budget.
(monthly limit − spent) ÷ days left in the month
Safe to spend today
2,205.85 ₴
Statement import
Bring your history over in a few minutes
Upload a CSV or XLSX statement from a bank or another app. You first see everything that would be added and choose what to import.
monobankPrivatBankMonefy1MoneySpendee- Other banks by the column names — you check the columns before the import.
- The file is stored encrypted for the import only and deleted right after it.
- The first import is free; regular imports come with Premium.
- Export of operations to CSV or Excel for any period.
Reminders and summaries
Monnex keeps the habit for you
The bot writes in Telegram only what you turn on. Times are your local time.
Daily reminder
Only on days when nothing was recorded.
Weekly summary
On Monday — last week’s spending and income.
Monthly summary
On the first day of a new budget month.
Limits at 80% and 100%
When a category or the monthly budget nears its limit.
How to start
A minute from opening to the first entry
Open the bot
Tap “Start” in @monnex_bot. No separate password or email needed.
Add an account
A card, cash or a savings account in its currency, with today’s balance.
Record an expense
Send the bot “coffee 180” or type it in Quick entry in the app.
Pricing
Start free
The whole ledger is free, with no limits on accounts, budgets or goals. Premium adds analytics and automation.
Free
0 ★
- Recording, the bot, any number of accounts and currencies
- Budgets, goals, wealth, reminders and export
- Your first statement import
21 days free
Premium
120 ★ per month · or 990 ★ per year
- “Why my wealth changed” and “Forecast”
- Live crypto prices and regular statement imports
- Every new user gets Premium for 21 days, then chooses
Prices as they will be. Payments are not enabled yet, so nothing is charged now.
Pricing in detailQuestions
Frequently asked questions
Does Monnex see my bank account?
No. Monnex does not connect to banks and has no access to your cards. You record operations yourself — in one line, through the bot or by importing a statement file.
Do I need to register?
No. You sign in with Telegram. Later you can link Google to open Monnex in the browser.
How much does it cost?
The whole ledger is free: no limits on accounts, budgets or goals, and your first statement import is included. Premium — analytics and automation — will cost 120 Telegram Stars a month or 990 a year, after 21 days of Premium free. Payments are not enabled yet.
Which currencies are supported?
21 currencies, including the hryvnia, dollar, euro, złoty and leu. Each account keeps its currency; totals use dated National Bank of Ukraine rates.
Can I use it on a computer?
Yes. Monnex works in the browser at app.monnex.app with the same data as in Telegram.
Start counting your money today
The first entry takes less than a minute.