The Monnex Telegram bot
One message is one operation.
CoinKeeper is an expense tracker for iOS, iPad and Android with a browser version, an AI assistant in Telegram, import from Russian banks and family accounting on its top plan. Monnex works in Telegram and the browser without any bank connection, and its Free plan already includes goals, debts and net worth. CoinKeeper prices its plans in roubles; Monnex Premium is priced in Telegram Stars.
Updated
Side by side
| Monnex | CoinKeeper | |
|---|---|---|
| Platforms | Telegram Mini App and the browser (app.monnex.app); no native apps yet | iOS, iPad and Android apps; a browser version on Platinum; desktop announced as coming |
| Telegram | A bot that records an operation from one message, plus the full app as a Mini App | An AI assistant in Telegram |
| Bank data | No bank connection; CSV or XLSX statements from monobank, PrivatBank and other banks | Import from Russian banks (Sber, VTB, Alfa-Bank, T-Bank and others) and bank SMS |
| Currencies | 21 currencies; dated NBU rates, or a manual rate | Multiple currencies on Free |
| Categories | No count limit | Up to 10 on Free |
| Goals and debts | On Free | On Platinum |
| Investments and crypto | In net worth, on Free (live crypto prices on Premium) | On Platinum PLUS |
| Family accounting | Personal accounts | Up to 5 people on Platinum PLUS |
| Price | Free: the full ledger; Premium 120 ★ a month or 990 ★ a year (payments not enabled yet) | Free 0 ₽; Platinum 399 ₽ a month or 1,490 ₽ a year; Platinum PLUS 599 ₽ a month or 2,490 ₽ a year; one-time options too |
CoinKeeper facts were checked on 16 October 2026 on coinkeeper.me. A temporary promotional price shown on that date is left out.
Honestly
CoinKeeper has native apps that work offline, reads statements and SMS from Russian banks and offers family accounting for up to five people with shared accounts and goals. If those matter most, CoinKeeper covers more.
Monnex is built for Ukrainian users first: dated National Bank of Ukraine rates, statements from monobank and PrivatBank, and a Free plan with goals, debts and net worth included.
When Monnex
Questions
Monnex does not connect to any bank. It imports CSV or XLSX statements: monobank and PrivatBank are recognised, other banks work by matching the columns.
No. Each person has their own Monnex account; our family budget guide shows how to plan together.
Monnex Free includes goals, debts, net worth and unlimited categories. Premium will cost 120 Telegram Stars a month or 990 a year; payments are not enabled yet.
Sources
Checked on 16 October 2026. Whether CoinKeeper updates exchange rates automatically was not confirmed and is left out.
Related
One message is one operation.
Goals, debts and investments in one figure.
Another tracker with bank connections, compared.